Purchase2025-03-26T21:25:30+00:00

Pre-qualify at no cost

Buy a Home Fast and Easy

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Learn more about home loan options.

Down Payment Help

Find out down payment options.

Loan Options

Find loan solutions.

Home Loan Approval Process.

The steps for home loan approval typically involve the following stages:

Questions about the mortgage process?

Elevations Lending reviews.

Your premier mortgage company with top-notch lending services.

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We have mortgage professional trained and ready to help you with your mortgage goals.

We have mortgage professional trained and ready to help you with your mortgage goals.

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Your journey to confidently select the best loan options to meet your needs. 

Why choose Elevations Lending?

  • quality customer service

  • guide you through the entire lending process

  • work continuously on your behalf to help you achieve your goals

  • expertise in the residential lending and investment industries

Home Purchase FAQ’s.

Empowering your Mortgage Lending choices globally

What is a mortgage rate, and how is it determined?2024-12-26T03:53:53+00:00

A mortgage rate is the interest rate charged by a lender for borrowing money to purchase a home. It can be influenced by factors such as your credit score, the loan type, and economic conditions.

What is the difference between pre-qualification and pre-approval?2024-12-26T03:53:22+00:00

Pre-qualification is an informal estimate of how much you can borrow based on self-reported information. Pre-approval is a more thorough process where a lender checks your financials and gives you a conditional commitment for a loan.

How much do I need for a down payment?2024-12-26T03:52:52+00:00

The standard down payment is typically 20% of the home’s purchase price, but many loan programs allow for as little as 3% to 5%. Some first-time homebuyer programs even offer zero or low down payment options.

What is the first step in buying a home?2024-12-26T03:52:13+00:00

The first step is to get pre-approved for a mortgage. This helps determine how much you can afford and shows sellers you’re a serious buyer.

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